Senior News Line: Cutting expenses

Color me shocked when my most recent electric bill spiked nearly $50 in one month. I immediately scrutinized the bill, wondering if they hadn’t credited the previous check I’d sent.

But, no, it was listed — and so was the increased cost of basic service, approved by the state’s public utilities commission, which only added to the cost of air conditioning during our heat waves.

Once again, it’s time to take a close look at ways I — and you — can save money:

• Take a look through the list of TV streaming services you have and see if any are no longer worth keeping. I recently canceled a few services, while my library rents movies for free.

• If you have a pet that’s due for a rabies or distemper vaccine, ask the animal shelter if they have low-cost vaccination days.

• No matter what drug plan you have, ask your pharmacist for the lowest possible price on your drugs. You might be surprised to learn that paying cash actually offers the lowest cost for your particular drug.

• Cancel any credit cards that have a fee.

• It’s not too early to start thinking about holiday gift-giving. Begin by making a list and a budget. Keep an eye on sales such as Black Friday over the next several months.

• Become familiar with senior discount days in your area. Goodwill and Salvation Army stores offer varying discounts depending on the day and location.

• Apply for Supplemental Nutrition Assistance Program benefits to help with food costs. You could receive varying amounts per month, depending on your income and the number of people in your household.

• And what might be the most beneficial: Ask for a senior discount anywhere you spend money. Grocery loyalty card, auto insurance, hardware store, pet store, YMCA, cellphone service — it can all add up to significant savings.